Auto Insurance for Vintage Cars
Reader’s Question:
I love teasing Q & A guys on other sites, but this time I think I need a serious opinion. My uncle here in Massachusetts wants me to have his vintage car. I think it’s a serious commitment to have this. I need an advice on how to insure this.
Grantham
Boston, MA
Hello there, Grantham. First, you are right in saying that owning a vintage automobile is a serious commitment. We do not drive vintage cars everyday even in Massachusetts. We preserve these cars and take them on an “exercise” drive every once in a while. The auto insurance companies also realize this and will expect you to do that.
So, how does one get auto insurance for a vintage automobile? If you currently have an insured vehicle, you can try to ask your existing auto insurance carrier if they can accept your “soon-to-be -yours”vintage auto. You can also try looking at different auto insurance websites available on the internet. There are auto insurance companies that specialize in vintage automobiles and they’d be happy to take you in. While you are at it, you can also try to join a vintage automobile club. Some of the specialist companies award members with discounts. You should also have the vintage appraised, so you and the auto insurance company can decide on the limits of the coverage they can provide your vintage. Remember that it is a vintage auto, and there could be a chance that if it gets damaged, repair could be difficult to perform.